Debt Review (Home)
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Debt Review Calculator

We have seen through the years that most users that contact us, do need a debt calculator in order for them to determine if they are in debt. We have answered their call and created a free online debt calculator for consumers to use, to determine if they are in debt.

All you have to do is to visit our blog site, by going to and simply enter your income and expenses to determine if you are in debt. If you do find that you are in debt and require assistance, you can contact us and one of our qualified debt counsellors will assist you to explain in more details, what debt review entails.

In short, debt review is a process in terms of the National Credit Act for over indebted consumers in South Africa and the purpose of the act is to protect the over indebted consumer against credit providers.

During the debt review process the debt counsellor will draw up an income and expense document and thus determine how to compile a debt repayment plan. Debt counsellors need to be registered with the NCR (National Credit Regulator) and have an official registration number in order to provide the service of debt review.

We are registered with the NCR and one of our debt counsellors will be able to guide you through the debt review process and assist with all the documentation that needs to be completed, in order to officially apply for debt review.

Please contact us if you need immediate assistance on:

Chantal Mans
Debt Counsellor

Office Tel:     021 988 0285
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National Credit Regulator (NCR) - Please note that our team is qualified and compliant with the NCR.

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